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Insurance And Financing

At Music City Orthodontics our goal is to ensure that Orthodontic treatment fits your budget. That’s why we offer personalized and affordable orthodontic treatment for you and your family. We know that finances are a big factor in your decision, and we are here to help you find the best payment plan for your situation. Your orthodontic fees will depend on your specific treatment plan. Once we determine your needs, our financial experts will give you a clear and detailed breakdown of the costs involved, including everything you need to know.

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We accept ALL major insurance plans and will file your claims for you. We are also in-network with many PPO and HMO plans, which means you can save more on your treatment. We will verify your benefits and explain your coverage before you start your treatment.

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We are in network with the following insurances and will gladly accept all others. 

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United Concordia
United Healthcare
Blue Cross Blue Shield
Humana
Cigna
Delta Dental
Metlife
Aetna
GEHA insurance
Guardian insurance

Payment Plans And In-House Financing

No Insurance? No problem!

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If you don’t have insurance, don’t worry. We have several options to help you pay for your orthodontic treatment without breaking the bank. You can choose from:

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In-House Financing

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We offer interest-free financing with low monthly payments and no credit check. Plus, you can get a discount if you pay in full upfront.

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Third-party Financing

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We partner with CareCredit to provide you with low-interest financing options. You can apply online and get approved in minutes. You can choose from various terms and payment plans to suit your budget and lifestyle.

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Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs)

 

You can use your FSA or HSA funds to pay for your orthodontic treatment. These are pre-tax dollars that you can set aside from your paycheck to cover your medical expenses. You can save up to 30% on your treatment by using your FSA or HSA funds.

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